Work with an expert you can trust. I have closed over $50 million in government mortgages since 2007. FHA, VA and USDA are great loan programs, but they can be a bit quirky. When applying for one of these loans, it is important to work with a loan officer that knows the ins and outs of these loans. This is especially true if you are a first time homebuyer. Buying your home will be stressful, you do not need the stress compounded by a loan officer that does not know all the rules. Use my experience to make your next mortgage transaction a smooth one.